Independent Contractor Insurance



BizChoice is the only Independent Contractor program that offers the ability to provide Worker’s Compensation and/or OCAC, as well as all casualty coverage with one insurance carrier, one bill, one settlement deduction.


Paul Hanson Partners Specialty Insurance Solutions is a full service managing general agent for our exclusive package program, BizChoice Transportation, which is available to logistics and home delivery operations across the country. We are proud to be associated with financially strong, AM Best rated “A” insurance companies that provides Paul Hanson Partners with the power to provide stable, quality insurance coverage at a competitive price even in the toughest of insurance markets.


Our program is unique in that it is specifically designed to help provide the most comprehensive insurance coverage available to the independent contractor while providing as much protection to the Motor Carrier against potential IRS compliance issues.


The BizChoice Advantage


  • Work Injury Coverages Available in All States (OCAC and/or Workers Compensation)
  • Individually Issued Comprehensive Insurance Policies
  • Individual Contractor Insurance Selection
  • All Coverage with One Insurance Carrier
  • Large Financially Superior Insurance Company (AM Best Rated A)
  • Monthly/Weekly Direct Bill Plans for Both Corporate and Contractor
  • Custom Designed Online Insurance Administration Tool
  • On-Site & Online Loss Control Services
  • Dedicated Claims team for the logistics industry

Coverages Available


  • Occupational Accident
  • Contingent Liability Coverage
  • Workers’ Compensation
  • Commercial General Liability
  • Cargo & Warehouse Legal Liability
  • Auto Liability/ Auto Physical Damage
  • Umbrella/Excess Liability Coverage
  • Equipment Floater